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Massachusetts Law and the Role of Insurance Adjusters

With over 110,000 auto crashes a year in the state of Massachusetts, it is a sad likelihood that you or a loved one could be severely injured in an auto accident at some point. This can be a very disturbing event, and potentially a very debilitating one. Both emotional and physical effects from an accident can significantly affect your daily life.

You have prepared for this contingency by purchasing auto insurance. In the event of an accident, you expect that your insurance policy or that of the party at fault will provide whatever is needed for your continued health and well-being.

However, it is important to know that the insurance companies will always try to limit the costs associated with payment of claims. With that in mind, there are likely to be some things that the insurance representative will not tell you.

First, as it is in the interest of the insurance company to settle your claim quickly, the adjuster assigned to your case may indicate that you must accept a settlement offer from the company right away. Choosing to do so may be a serious mistake. Especially in the case of physical injury, a reasonable amount of time is required to discover the true nature of the injury and how that injury will affect your life. An accurate assessment of your injuries by medical professionals may involve more than a few visits to your doctor’s office. Accepting a quick settlement will not allow you sufficient time to really assess your situation carefully.

Secondly, the insurance adjuster may suggest that you will not need to consult an attorney. There may be a temptation to accept the adjuster’s viewpoint on this matter, especially if your injuries are severe enough to cause you considerable distress. In this scenario, however, it is important to have someone to advocate in your behalf. An attorney experienced in Massachusetts law regarding auto accident litigation will be able to provide you with the expert advice you need to navigate through the settlement process with the best possible outcome for you or your loved one.

My law firm knows how to work with insurance companies and is experienced in obtaining the maximum compensation for your injuries. We stand ready to help you in your time of distress. Please contact us now for a free consultation and begin your healing process with the confidence of knowing we are on your side and will protect your interests.

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Steven M. Houde

Steven M. Houde

Attorney Houde is a top rated personal injury lawyer serving the Greater Boston region. With law offices in Medway, Attelboro, Needham, and Wellesley, Massachusetts, he will travel to meet clients at their home, hospital, or work. He is skilled at handling all facets of a successful injury claim, from proving liability to looking into all possible sources of insurance coverage to dealing with insurers and defense counsel.

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